IDBI Federal Life Insurance
IDBI Federal Life Insurance is one of India’s growing life insurance companies and offers a diverse range of wealth management, protection and retirement solutions to individual and corporate customers.
IDBI Federal iSurance Flexi Term Insurance Plan
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IDBI Federal Life Insurance |
Lump Sum + Increasing Monthly Income Benefit
You need not worry about rising costs if you choose this option. To help your nominees maintain their lifestyle, this policy increases the monthly income by 7.5% every year with a compounding effect. Now your policy is as smart as you.
For a 30 year old healthy male (non-smoker) and a 30 year policy term, here is the premium :
Illustrative rate:
- Life cover: Rs.10 Lac + Rs.50000 per month for 15 years increasing @ 7.5% per year
- Total premium payable: Rs.10821 annually
Total payout to nominee: Rs.1.66 Crore
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Lump Sum + Fixed Monthly Income Benefit
It pays a l ump sum to help them pay off sudden and unexpected expenses such as credit card bills, EMIs on loans, and school fees. When their finances are more stable, it offers a fixed monthly income to help manage regular expenses
For a 30 year old healthy male (non-smoker) and a 30 year policy term, here is the premium :
Illustrative rate:
- Life cover: Rs.10 Lac + Rs.50000 per month for 15 years
- Total premium payable: Rs.7316 annually
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